Hail Damage Severity Assessment

Question 1

Count all visible dents across the entire vehicle.

Accepted Answer

51-150 dents

Question 2

Count horizontal surfaces: hood, roof, trunk, plus any side panels.

Accepted Answer

5-7 panels

Question 3

Hail size directly correlates to dent severity.

Accepted Answer

Quarter to golf ball-sized (3/4 to 1.5 inch)

Question 4

Look for chips, cracks, or bare metal spots.

Accepted Answer

Minor - a few small chips

Question 5

Check all glass surfaces for cracks, chips, or breaks.

Accepted Answer

No glass damage

Question 6

This helps determine if repair costs might exceed the threshold for total loss.

Accepted Answer

$15,000 - $30,000

Question 7

Hail damage is covered under comprehensive, not collision.

Accepted Answer

Yes, with higher deductible ($500-$1000)