Insurance Claim Navigator

Question 1

Different causes are covered under different policy types.

Accepted Answer

Collision with another vehicle or object

Question 2

Comprehensive for hail/vandalism, collision for accidents.

Accepted Answer

$250 - $500 deductible

Question 3

Consider getting quotes before filing a claim.

Accepted Answer

$1,000 - $2,500 in damage

Question 4

Multiple claims can affect your premium and insurability.

Accepted Answer

One claim in the past 3-5 years

Question 5

At-fault claims have bigger premium impacts.

Accepted Answer

Not applicable - hail or vandalism

Question 6

Claims can raise premiums for 3-5 years.

Accepted Answer

Somewhat concerned - want to weigh options

Question 7

Photos, police reports, and weather records help claims.

Accepted Answer

Yes - have photos of the damage